Retirement Planning
It’s never too early to start planning your future.
Retirement Planning
It’s never too early to start planning your future.
Specialised Pensions Advisors for Public and Private Sector Employees.
Planning for a comfortable and secure retirement is important because it can help to ensure that you have the funds necessary to maintain your lifestyle during your retirement years. Planning for retirement involves setting realistic financial goals and taking the necessary steps to save for retirement. This includes investing wisely and regularly, making sure that you are taking advantage of any tax benefits available, and setting aside an emergency fund for unexpected expenses. Planning for retirement can also help to ensure that you have access to health care and other necessary services during your retirement years.
Over the last 15 years, Dorrin has been helping public sector employees plan for a more secure and comfortable retirement.
There are many questions you may have about retirement as it is a multi-stage process. Some of the questions we help you get answers to below:
- Do I need a last minute AVC
- How do I settle my AVC
- How do I manage my ARF
- Where should I invest in retirement?
- Do I have social welfare entitlements
- Inheritance Planning
- Tax
Getting Started with Retirement Planning
Before Retirement
(5-10 years before retirement)
- Update you on your Superannuation Scheme and other entitlements
- Advise you how to fund your retirement in the most tax-friendly way possible
- Explain how tax affects your retirement contribution and benefits
- Explain your retirement options
At Retirement
(4-6 months before retirement)
- Provide financial advice on investment options available
- Advise you on how you can draw down your AVC/Public Sector PRSA
- Give you information on your social welfare and other entitlements you might have in retirement
- Advise you on how to get the most out of your retirement
During Retirement
- Review your savings and investments
- Advise you on drawing money down from your Approved Minimum Retirement Fund (AMRF)
- Inform you of any budget changes which may affect you
- Advise you on how to reduce your expenditure
- Give advice on estate planning
Let’s talk about your retirement
We understand and help you prepare for the challenges of retirement. Talk to Dorrin today and start your secure and comfortable retirement journey.
Retirement Seminars
Come to one of our retirement seminars